Our Clients
Credit Risk Management

Credit Risk Management

Ascent consultants has tremendous experience in the area of Credit Risk for Corporate , Wholesale & Retail Banking . Ascent ATS Credit System is designed by some very senior bankers and Risk Professionals & provides a complete automation of Credit Life Cycle process. Ascent powerful & comprehensive solution is designed to automate complete Life cycle of the credit underwriting process and manage credit approvals and subsequent follow up's. The solution is highly configurable, easy to implement and is truly a next generation product offerings.

Key Capabilities of the ATS Credit System :

  • Focus : Access and get comprehensive credit data across different systems and sources.
  • Integrate : Seamlessly integrate credit scoring/internal rating processes with your overall credit risk assessment.
  • Forecast : Accurately forecast, measure, monitor and report potential credit risk exposures across the entire organization on both counterparty and portfolio levels, allowing seamless integration of credit scoring with credit risk.
  • Evaluate : Evaluate alternative strategies for pricing, hedging or transferring credit risk.
  • Better Utilize : Optimize allocation of regulatory capital and economic capital.
  • Report : Meet the reporting and risk disclosure requirements of regulators and investors for a wide variety of regulations, such as Basel II.
  • Manage : Manage the entire life cycle of a loan from origination, to servicing, to collection/recovery